Category: Family

Top Sicknesses You Can Get From Animals

Diseases that humans can receive from animals are called zoonotic diseases. Veterinarians are not only trained to help diagnose pets when they are sick, but also to keep their pet owners informed about these zoonotic conditions. For example, dogs are one animal that is often diagnosed with diseases that their human owners should take great care around. Below is information on what diseases you could catch from your pets. But firstly, if you do believe that you have been in contact with a pet that has any of the conditions described below, call your doctor and vet as soon as possible.

1-    Ringworm: Fungus is a common way in which skin diseases are often spread between humans and animals, ringworm being the most common. As a skin disease, ringworm can easily be spread between multiple types of animals, including cats and dogs. Direct contact with an animals skin lesion is how the disease is spread, and so it is very important to take your animal to the vet as soon as these lesions are seen. This is especially important if you have young children who enjoy a lot of physical contact with your pet. However, in humans ringworm can be treated with anti-fungal ointments and medications without much further complications.

2 – Toxocariasis: Diseases like Toxocariasis are caused by common parasites such as roundworm. While people of any age are prone to contracting the condition, children are especially susceptible to it, especially when playing around in dirt. When an animal is infected with the parasite, they will also release parasitical eggs in their excrement. When infected dirt is then used for play, it can end up infecting humans when accidentally ingested. Toxacariasis may cause organ failure, lung damage and vision impairment and should be taken seriously. Remember to teach your children good hygiene habits to prevent infection.

3 – Rabies: Viral contagions such as rabies can be found in many different animals. Dogs and cats are potential carriers, and the virus is typically transmitted to humans through bites. After being bitten, it can take a long time for symptoms to develop. These include headaches, fevers, and even neurological problems that cause distress and confusion. Rabies can be fatal, and so it is very important to vaccinate your pet and seek immediate health care after being bitten by any animal.

4) Giardia: Commonly found in cats, dogs, and humans, Giardia is an intestinal parasite, inducing symptoms of diarrhea and gastrointestinal discomfort in both animals and humans alike. It is important to understand that many animals can have the disease while not even showing symptoms. Thus, it is important to take the proper precautions with hygienic methods, as it most commonly transmitted through the consumption of water that has been contaminated with feces.

 5) While there are indeed many diseases that can be contracted from your pets, there are thankfully some that cannot. There is a myth that humans can catch fleas and or lice from their cats and dogs, however this is not true. If you do get a lice outbreak in your home, you can always hire a professional in home lice removal in Carlsbad. The good news is that lice are species specific. However, if you notice that your dog is suffering from this common parasite, treatment is just as easy for pets as it is for humans.

Teaching Our Kids From The Start How To Be Frugal

Being frugal is a lifestyle and one that is hard for many people. I have been frugal all my life, so it comes naturally. My husband is not. He has had to learn how to spend less and save for what he wants rather than racking up credit card debt. When we began to have children, we planned out how we would teach them to be frugal as well, from a very early age. We want our children to be smart with money so they can be productive and successful adults, never worrying about debt or paying their bills. Below are a few of our tips to help you start teaching your children how to be frugal.

 
Start Early
You must start your kids on the right path early. As soon as they begin to walk, teach them to clean and do minimal chores. Once they are older, you can begin to throw in a monetary value for these chores. This can be in a variety of ways but by adding a money value, your children will be able to earn their own money. You can then teach them about spending the money by going shopping. I have found that children tend to be more frugal when they have their own money when it comes to shopping and this can then provide you with a teaching moment in regards to children wanting to spend your money as well.

 
Lead by Example
As the adult, you must lead by example. Do not buy any and everything you see or want. If you make a big purchase, explain to your child how long you had to work to be able to afford the item. Explain how money and earning works, even comparing your work to chores. The kids will be able to see how hard work pays off and how by being frugal, you are able to purchase what you like, without owing money.
As my children have grown older, I have explained how credit cards work. My children are astounded that people would purchase items on credit and end up paying more than what the item actually costs. I explain to my kids that a credit card should only be used in emergencies and it is best to save for items you want, so you do not owe anything and can enjoy the item without having to worry about making payments.

 
Consider your own lifestyle and what you could do to make changes to become more frugal. Use what you learn to teach your children, creating adults who will save rather than spend!

How To Be Frugal With A Full Family

When you have a large family, it can be very expensive. Everyone needs food, clothing, shelter; all the basic needs of life. As a mom of several children, not to mention the big kid, aka, the hubby, I have to be creative with my purchases. I have to be able to purchase what we need, but on a budget. I learned a long time ago how to be frugal and apply my knowledge with each child I have. This helps us to have what we need but not go overboard when it comes to spending.

 
Meal Planning
One of the major costs of a big family is food. From the three meals a day to the many snacks a child requires, I have to have enough food in the home for everyone. This can get quite expensive if you do not have a plan. Thankfully, I have learned how to plan accordingly and use coupons to save money. I shop weekly to get the most savings. I simply look at the local ads to see what is on sale and then create a meal plan based on the sales. I use coupons on items, at stores that double, to earn extra savings. I have even found a local grocery store that clearances off their meat section, so I stock my freezer, always having meat for a quick meal.

 
Shopping Second-Hand
A second major cost is clothing and shoes. I have found that shopping second hand can work wonders to save on clothing. Most thrift stores have $1 days or a bag day where you pay one low cost and stuff a bag full of clothing. I take advantage of these days, especially with young children. Kiddos grow out of clothing very quickly, so I find paying less is better than paying a lot for clothes they will only wear a few times. Find your local thrift shop to take advantage of deals, getting plenty of clothing and even shoes for your little ones!

 
Save, Save, Save
Being frugal means that I have the ability to save. I learned long ago that if I save, I have a contingency plan. With a large family, you never know when something might happen. Someone can get sick or have an issue in the home that requires a great deal of money. We live on the minimum requirement, paying bills and spending less on essentials, so that we can have money left to save, for a rainy day or when something comes up.

How Our Insurance Is Affected By The Frugal Lifestyle

As you become an adult, you have certain responsibilities. Included in what you must do is having insurance. From health to home, you must be covered to ensure you will be cared for if something were to happen. With your home, you have insurance to cover your belongings as well as the actual home. With health insurance, plans vary, from having coverage for doctor visits to eye and dental care.
Because I am frugal, it was hard for me to think about paying so much for home and health insurance. It can be quite expensive to pay for both, but they are something that we must have. I have learned how to save on such insurance needs over the years to ensure that I am covered without breaking the bank. I will share a few tidbits with you to help you save as well!

 
Combining Insurance Needs
One way to save on your homeowners insurance is to have it added to your monthly mortgage payment. This will allow you to pay a small amount per month rather than one lump sum once a year. You can also combine your home insurance and auto insurance with one provider. This allows you to get a multi-policy discount which can save you as well. Always speak with multiple providers to see who can give you the best deal.

 
Saving on Health Insurance
Saving on health insurance is much harder. Depending on where you live and where you work, the price for coverage will vary. If you and your spouse work where insurance is offered, compare the two policy options. You may find one is cheaper but the other may offer better benefits. Weigh the pros and cons to see which option will work best for your family and your coverage needs.

 
Life Insurance
One very important aspect of insurance that is often ignored due to the price is life insurance. It is important to have life insurance to help cover expenses for your family when you pass away. If you start early, you can have a lower premium and pay less each month. I like to pay for my life insurance once a year so that I do not owe anything each month. I have started early so I only have to pay a couple hundred dollars a year for me and my husband together. Knowing that we are covered gives me peace of mind if something were to happen to either of us.

How Our Family Handles Our Cheap Lifestyle

As a mom, I am used to my children asking for things. From a young age, kids begin to see candy, toys and clothing they want and feel they need to have. But, because I live frugally, I do not have the option to purchase the items each time we go shopping. I have had to be crafty with my money and teach my children that we cannot have everything we want, when we want it. It was difficult at first, but once I understood how to teach my children about money and spending, they were able to handle the cheap lifestyle goals I have set. Below are a few examples as to how I have taught my children about living cheaply.

 
Start Out Young
The first step is to start your children out on the right path. Never allow your child to buy something every time you go to a store. Even a gas station. When your child is young, they will set patterns. If you buy them something each time you go to the store, they will expect you to buy something every single time. Not only will you not have the money to do this but they will be picking up a bad habit. Make it a special treat when they are allowed to buy something to instill a certain behavior to help you live cheaply.

 
Earning Their Own Money
I have found that when a child earns their own money and goes shopping, they are less likely to spend the money on a high priced item. While some children will set goals to save money for high priced items, most just want to go shopping immediately when they have money. I have found that when I do take my kiddos shopping, they pass over items that really do not cost much as they do not want to spend their money. I use this as a teaching moment. I explain how much money they would have left and how much the item would cost. They end up understanding that they worked hard for their money and do not want to just throw it away on something they do not really need.

 
Every family is different. Find what works for you and yours when you try to live a cheap lifestyle. There are many ways to teach your children how to live cheaply so they do not feel like they are lacking as others do spend money frivolously.